While at the Cave City Watermelon Festival over the past weekend, I couldn’t help but notice all the beautiful classic cars that had traveled there just to be admired. And being an insurance agent, all I could think about was “I hope they have the right coverage!” When it comes to insurance for your classic car, our agency partners with Hagerty Insurance, to offer affordable rates and lots of benefits for the classic car guru.
What makes Hagerty different from standard insurers are offers like guaranteed value, lower annual premiums and flexible usage. Plus, specialized coverage for your piece of mind. Guaranteed value means that if you have total loss of your vehicle, you will be paid every cent of its agreed upon true value when the policy was written. And since only collectibles are protected, lower annual premiums are available to those who are not classified as “daily drivers”. Regular trips to work or the grocery store are considered daily driving. However, with flexible usage coverage, trips to shows, races and even vacations are acceptable. There are other factors taken into consideration as well, like driver eligibility and even storage.
Another great benefit is the Driver’s Club which offers roadside assistance, a marketplace with unlimited classified listings, VIP perks at events, valuation tools and more!
Most people define a classic car as anything over 25 years old. However, in the world of cars there is much debate between what’s classified as vintage, antique and classic. If you have questions or would like a quote, give us a call. 870-793-5757 We will be happy to help!